By Jill Branham


The whole idea of insurance is to guard and cover folks or their property for any monetary costs coming from unlucky events, accidents and accidents. Insurance are commonly placed on things of price such as the person itself, a love one and just about anything vital. Insurance companies figure out the "risk" factor or the possibility such misfortunes may happen on the subject to be insured to get the cost of the insurance.

But since insurance has become an established system in modern society, there are lots of peculiar things for which people have acquired insurance. These are examples of the weirdest things that are insured today.

Most Weirdly Insured Body Parts. Though people like professional musicians, especially piano players insure their hands because it is their best asset to their careers. Some of these pianists have their hands insured for a whopping 7-digit amount.

Body Hair. Yet, Tom Jones felt that his musical success came not only from his unique and popular voice but from the power emanating from his manful chest hair. Because of this, he had it insured for $7 million, which isn't bad for collection of body hair.

Taste buds. Another fascinating body part that was insured was the tasting palate of Egon Ronay, a well known wine taster. His taste receptors were so imperative to his special career that an insurance company covered any mishaps than can happen to his precious palate. Accidents include injuries due to tasting bad wine, burning from drinking hot drinks and many more evil events that will befall on an individual's taste buds.

Most Unusual Insurance Policies. An insurance policy is the conditions of the insurance contract. All the details that the insurance owner ought to know are stated here, ranging insurance costs, premiums, coverage and many more. But some insurance holders have policies that are simply strange.

Protection from Abduction. Though this can be a logical thing for characters, however some insurance firms are supplying an insurance policy that covered kidnapping, not by criminals but by aliens. Yes, for many of us today, the specter of space terrorism coming from these extraterrestrial criminal setups has pushed many to buy such policies for their safety. Many insurance companies are happy to cater the wants of people needing to be defended from the specter of aliens. One must only provide evidence of abduction when lodging a claim, a ransom note from aliens is adequate.

Protection against forces beyond one's control. Though most policies are really firm in covering misfortunes due to "force majeure", the Royal Falcon Hotel in Britain have insurance policies for every worker and consumers from incapacity and death occasioned by the wild forces from ghosts and noisy ghosts. Folks living in that hotel can safely and relaxed sleep in their snug rooms realizing that in the event of a religious mauling from uncontrolled mystical beings, someone will pay for hospitalizing and likely mental recuperation.

As well as this, there are unusual protection clauses like policies from the approaching threat from asteroid hits, covering the specter of staff leaving when winning the lottery and many , many more weird events that may occur in this peculiar and wonderful world.




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