By Rey Vetangelo


People are asking themselves if it is even a viable option to have something like the ACA when a country is already struggling in debt. The major question here is whether health care is a privilege or a right.

Of the many changes in healthcare and in health insurance, this change dealing with pre-existing conditions is perhaps the most exciting for all, seemingly no matter what side of the political argument they fall on. While it may be difficult for normal citizens to completely understand what changes are coming to the healthcare system of the United States, it is important for people everywhere to learn all they can about the approaching changes and what they need to do to be prepared for those changes.

One of the first changes to the healthcare system that individuals and families need to be aware of and need to understand what they must do to prepare for the future is getting on to a family health insurance plan that will allow them coverage even with pre-existing conditions.

The difference in these two words highlights a major argument going on in government today. Should the rights of one individual infringe on the freedoms of another?

Along with choosing to not insure some individuals who have pre-existing medical conditions, current policies allow for insurance companies to charge exorbitant rates to those who they do insure who have pre-existing conditions.

Too many employees either forget to eat or just choose to go out to the local pizza joint. Too much fast food might keep you from living the way that you want to live in the end.

The arguing side states that everyone should have access to life and good health care as Americans. So for those who take the position of health care being a "right", there is the idea that Americans should be able to live with the ability to visit a doctor without worrying about their future finances. They should be able to choose an affordable healthcare program that suits them.

Once in effect, those persons with pre-existing conditions can no longer be denied insurance coverage from insurance providers based upon their pre-existing conditions. This means that those who are sick or who have a pre-existing medical condition will not be denied health insurance coverage from an insurance provider, even if they have been turned down or their application has been rejected in the past.

There are exceptions to this rule, however; one exception to be exact. The one exception that could stop a person with a pre-existing condition the specific insurance coverage options they need for their healthcare regarding their pre-existing condition is if they have a personal or individual health insurance plan.

That being said it may take time to come up with a solution that gives rights to the citizens while not destroying the business sector. This has proven to be the most difficult part for congressmen as they nail out the details with the ACA.




About the Author:



0 comments:

Post a Comment

Powered by Blogger.

Popular Posts

Blog Archive