01:31:00
Here is yet another "do I need it?" question about insurance. There seems to be endless suppliers of insurance providing coverage for every imaginable thing. What is worth investing in and what isn't? It's hard to say. Everybody's situation is different. It depends on a lot of things including your eye health, income, primary insurance, and so on.
For example, say you have some minor eye troubles that require a check-up every couple of years. You have a good pair of glasses that you like and most likely your prescription won't change much over the years.
While you might have the vision health insurance to allow you to get glasses or contacts, that doesn't mean you should avoid taking care of your classes the right way.
On the other hand, you have a restless personality and like to change your glasses often. You need several in different colors and styles so they always work with what you are wearing and reflect the variety of looks you want. You have to get your prescription updated fairly often anyway and your primary insurance won't cover that much. In this case, thinking about vision insurance might be a good idea. They can help cut out the middle man and get you the lenses and frames you need.
Most individual vision plans will afford you the opportunity to buy several sets of contacts during any given month. Even though you might think you need one or two sets, you should take advantage of the opportunities available with your insurance for vision care.
Another method is to fill your sink with mildly soapy water and place your glasses in this water. By doing so, you will be able to clean your glasses and get them cleaned effectively. Once they have soaked for a few minutes you should be able to rinse off any leftover soap, and shake off the remaining water.
The key is to evaluate your needs. If you have pre-existing vision problems and expect to need financial support, it could be a good idea to get vision insurance. Vision health plans are there for those who need it.
Vision health plans can be a great help to those with legitimate vision health concerns. But over-anxious people who think they may need vision insurance sometime in the future but don't really know yet should avoid the extra cost.
For example, say you have some minor eye troubles that require a check-up every couple of years. You have a good pair of glasses that you like and most likely your prescription won't change much over the years.
While you might have the vision health insurance to allow you to get glasses or contacts, that doesn't mean you should avoid taking care of your classes the right way.
On the other hand, you have a restless personality and like to change your glasses often. You need several in different colors and styles so they always work with what you are wearing and reflect the variety of looks you want. You have to get your prescription updated fairly often anyway and your primary insurance won't cover that much. In this case, thinking about vision insurance might be a good idea. They can help cut out the middle man and get you the lenses and frames you need.
Most individual vision plans will afford you the opportunity to buy several sets of contacts during any given month. Even though you might think you need one or two sets, you should take advantage of the opportunities available with your insurance for vision care.
Another method is to fill your sink with mildly soapy water and place your glasses in this water. By doing so, you will be able to clean your glasses and get them cleaned effectively. Once they have soaked for a few minutes you should be able to rinse off any leftover soap, and shake off the remaining water.
The key is to evaluate your needs. If you have pre-existing vision problems and expect to need financial support, it could be a good idea to get vision insurance. Vision health plans are there for those who need it.
Vision health plans can be a great help to those with legitimate vision health concerns. But over-anxious people who think they may need vision insurance sometime in the future but don't really know yet should avoid the extra cost.
About the Author:
For years VSP has maintained member satisfaction ratings above 95%. That means that nearly all of our members love what we do for them. As a not-for-profit vision care company, we put our members first and are dedicated to helping them maintain excellent eye health.
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