By Maryl Joop


As many already know this past summer has been a very active fire season, especially in the western United States. There have been major fires in Utah, Colorado, and California all within the last month and many more that have occurred over the course of the summer.

Indeed, many people move to California so that they can be closer to the ocean and so they can have more opportunities to go boating. If you own your own boat, you are probably aware of a few of the safety concerns associated with boating.

First of all, it is important for you to have an emergency plan which you discuss with your family ahead of time. By sitting everyone down and going over what to do in an emergency and assigning every person a job to do, it will reinforce the best ways to proceed in an emergency.

Here are a few of the items you should have in your boat every time you go out on the water. First and foremost, you must have Coast Guard-approved flotation devices for each person aboard the boat. There are three different types of personal flotation devices. Type I and II are designed to flip a person up if they are unconscious; they are more restricting to wear.

Type III personal flotation devices allow for more freedom and movement, but they are not designed to flip a person up if they are unconscious. Choose wisely when deciding what kind of personal flotation devices you want to equip your boat with.

Any personal watercraft should also have a fully charged portable B-1 fire extinguisher on board. It may seem obvious why it is important to have a fire extinguisher aboard your personal watercraft, but still many people fail to put a fire extinguisher on their boat when they go out on the water.

The last thing you will need to be ready for a fire is a special box that parents can grab on their way out of the house. These boxes should be waterproof and resistant to impact, and should contain important papers like birth certificates and social security cards and the deed to the house and titles and all of the crucial things we need in our lives. Families should deep this box ready with money and credit cards in it, and grab it on the way out if needed.

You should also have a loud sound-producing device, like a horn or whistle that you can use in order to sound a warning or make a signal. There are many circumstances where you would need to have such a device readily on hand. You should also try to keep the owner's manual for your boat aboard. If something were to go wrong, it would be extremely beneficial if you could bring out the owner's manual and read about the different parts and instructions that correlate with your specific boat.

With this homeowners insurance in Thousand Oaks, a family will be able to protect their home, possessions, and their personal finances in the event of a fire in the home or other damages done to the home.




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