Compulsory Automobile Insurance as the Mandatory Literacy Society, or a few words about evroprotokol
Approximately a transcript of abbreviations well-known automobile liability insurance (MTPL - compulsory insurance of motor third party liability) prompted me to consult with experts insurance companies, discussions with friends and online articles about the introduction evroprotokol form.society literacy is needed as to enact such laws, according to which every car owner should be able to correct, without errors and corrections to fill out forms, to assess the damage done to the car in time to perform all other actions related to traffic accidents, etc.It's only been a few months since the entry into force of the Law "On amendments to some legislative acts of Ukraine concerning accidents and payment of insurance compensation", which is entered in the form "evroprotokol" or "evroraport" and allows participants an accident with minor injuries do not cause traffic police, and by the lodge all. So far, in practice very few people faced with filling evroprotokol because not all of it is, and easier still to call traffic police, but gradually, say, a year, there will be evroprotokol everyone who has insured its civil liability, which means that you need to start an interest in innovation.What is "evroprotokol"?


Since September 19, 2011 in Ukraine came into force on the above-mentioned Act, and it was proposed to use the experience of European countries - to settle minor accident on a simplified procedure. CTP policies are now written out only for Type 1, that is, the policy is indicated on a vehicle and the vehicle owner data (person or entity) or of a person who often controls the vehicle. But to control the vehicle has the right of any person who has a legitimate reason for it (driver's license of the respective category, registration certificate to this TC, MTPL policy with said CU). Limits of liability in general, remain the same. Just set a limit of $ 10 thousand. UAH. for minor injuries, for which you can use evroprotokol (in 2013, the liability limit will increase to 25 thousand. UAH.). Introduction evroprotokol directed primarily at facilitating the proceedings between the parties to the procedure of accidents, insurance companies, the acceleration of payments to clients.Terms Evroprotokol.Set clear conditions under which participants in the accident have a right to use the blank evroprotokol and not cause at the scene of traffic policemen:

    
the presence of both parties acting CTP insurance policy, issued after 19.09.2011 r .;
    
in an accident should only be damaged vehicles and not to harm the life and health of participants;
    
drivers should be no signs of alcohol or drugs;
    
property damage as a result of the incident should be assessed in the range of 10 thousand. UAH .;
    
a clear and mutual agreement with the definition of culprit accident.

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