08:53:00
Many people, either due to financial crisis or ignorance, might opt to stop paying for their insurance covers. As a result, in case such a driver is involved in an accident or even in a mere moving violation, the financial and personal repercussions can be devastating, especially if the accident is fatal with serious injuries and damages. Basically, driving Without Insurance is not a good idea with most of the countries and states forbidding such behavior.
Every person who is driving without insurance is not looking for a way out or is criminal minded and if you get caught then you have to show a proof of insurance to the Department of Transportation of the place. If your insurance has lapsed some time before then you may be freed but you have to sign a declaration that states that at the time of driving, the car was fully insured.
If an uninsured driver causes an accident, not only does he causes problems to himself but also to the other road users involved. For example, if the car was a public service vehicle, then the passengers will find it hard in seeking for compensation for injuries sustained. Medical bills would be hard to meet for financially unstable victims.
In case if you are not insured and if any accident occurs due to your fault then you will have to bear the entire cost of accident that includes fees and damages. If you are equally responsible for the accident along with the other party then the cost will be shared between both of you. The other party's insurance will compensate for the cost of the insurance. But if the other party also is not insured then you have to hire a lawyer to settle the claim.
Amongst other measures the government has put in place to contain this situation, some countries require drivers to purchase uninsured coverage. Even with such an insurance coverage, a driver would be held responsible of any claims he puts across of being hit by uninsured driver. By avoiding an insurance cover implies clearly that one is not only jeopardizing his own welfare but also making things hard for the other road users as well.
It is up to the law and quite like trying to enjoy European roulette which is something which charges Canadians immeasurable cash every year. Driving the vehicle not insured may seem like a fantastic way to lower your expenses but it's not true. The law will eventually catch up with you, it is only a matter of time. Insurance providers will demand a significantly better premium for your insurance if you're typical violator of website traffic law also.
If you manage to get away with it, you will save some little amount of cash but when caught by the authority, you will have a bigger price to pay. A driver might have his driving license canceled by the state for a period of time, get penalized for a certain amount of money or even face jail term.
If it is your first offence then you will be let off with slight penalty but you have to appear the court for the misdemeanor crime. You will even have to pay a fine of $200 or $100 depending on the extent of your offence. And if you obtain insurance before the court date then your penalty can be reduced. Therefore if you don't have insurance and you are driving then it is considered as unlawful and immoral too.
Every person who is driving without insurance is not looking for a way out or is criminal minded and if you get caught then you have to show a proof of insurance to the Department of Transportation of the place. If your insurance has lapsed some time before then you may be freed but you have to sign a declaration that states that at the time of driving, the car was fully insured.
If an uninsured driver causes an accident, not only does he causes problems to himself but also to the other road users involved. For example, if the car was a public service vehicle, then the passengers will find it hard in seeking for compensation for injuries sustained. Medical bills would be hard to meet for financially unstable victims.
In case if you are not insured and if any accident occurs due to your fault then you will have to bear the entire cost of accident that includes fees and damages. If you are equally responsible for the accident along with the other party then the cost will be shared between both of you. The other party's insurance will compensate for the cost of the insurance. But if the other party also is not insured then you have to hire a lawyer to settle the claim.
Amongst other measures the government has put in place to contain this situation, some countries require drivers to purchase uninsured coverage. Even with such an insurance coverage, a driver would be held responsible of any claims he puts across of being hit by uninsured driver. By avoiding an insurance cover implies clearly that one is not only jeopardizing his own welfare but also making things hard for the other road users as well.
It is up to the law and quite like trying to enjoy European roulette which is something which charges Canadians immeasurable cash every year. Driving the vehicle not insured may seem like a fantastic way to lower your expenses but it's not true. The law will eventually catch up with you, it is only a matter of time. Insurance providers will demand a significantly better premium for your insurance if you're typical violator of website traffic law also.
If you manage to get away with it, you will save some little amount of cash but when caught by the authority, you will have a bigger price to pay. A driver might have his driving license canceled by the state for a period of time, get penalized for a certain amount of money or even face jail term.
If it is your first offence then you will be let off with slight penalty but you have to appear the court for the misdemeanor crime. You will even have to pay a fine of $200 or $100 depending on the extent of your offence. And if you obtain insurance before the court date then your penalty can be reduced. Therefore if you don't have insurance and you are driving then it is considered as unlawful and immoral too.
About the Author:
There is a lot of information to learn when it comes to driving without insurance. An excellent starting point would be to visit the following website at drivingwithoutinsurance.org.
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