By Georgia Diaz


With disaster comes unexpected damage and loss. You need to turn to someone who has the knowledge and understanding of what the insurance companies will provide. Speak with a public insurance adjuster West Palm Beach works, because they work for you, not insurance companies. They are regulation consultants on loss of personal property due to unforeseen hardship and catastrophe. They have the ability to facilitate estimating, preparing and filing your claim. They can also estimate the damages and what it will cost to rebuild or repair the property. Working for you, they will often negotiate with the companies on your behalf.

In order to be an adjuster, your inspector must have taken the required coursework. He was also required to file a fifty thousand dollar surety bond, be fingerprinted and must have paid all applicable fees. In addition, he was also required to take and pass a state licensing exam to receive his license. Some are required to do a minimum of one hundred hours of employment each month for twelve months while being supervised by a licensed and appointed public adjuster, before being appointed themselves.

You may have considered using an accredited inspector. While it may benefit the inspector to have this accreditation, it truly does not offer any additional benefits to you. Any licensed assessor will be able to provide the same services.

Your assessor will view the damages, take pictures and measurement as he walks through the damaged areas of your property. He will need to verify the total square footage of the property as well as the square footage of the damaged portions. During this process, he may also assess the wiring and electric, cooling and heating units, the roof, the foundation, the walls and the floors. The assessor will make sure that his measurements are accurate in order to provide the most factual claim on your behalf.

Knowing that the burden of proof lies in the hands of the property owner, your assessor will use his knowledge of Florida law, as well as his knowledge of what the insurance companies will require for this proof. Working relentlessly to help you with inventory and with procuring estimates is just a portion of his job description. Your claim will be filed with a wide variety of information such as, measurements, assessments, pictures and appraisals.

Pertinent information will be required from you, regarding your policies on natural disasters, vandalism or any other policy that is best suited for your claim. Once he has completed the forms and filled out the corresponding documentation he will then speak with the company on your behalf. He will be certain to base your claim on the type of property you have and the parallel policies for each.

While you have the ability to file your own claim, your adjuster has a firm understanding and a knowledge base of the state and local laws that govern the market. He will be able to file your claims in the manner that your company requires. In order for you to receive the best settlement, it is in your best interest to allow a professional to handle it.

It is always best to be prepared for potential disasters. When disaster does strike, its good to have someone in your corner. Make arrangements to have your public insurance adjuster West Palm Beach assist with your settlement needs.




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