By Georgia Diaz


The days following a disaster can be overwhelming. Trying to sort through the maze of documents and forms that must be filed in order to receive a settlement is almost paralyzing. Put your worries at ease by calling a public insurance adjuster Palm Beach. He has the ability to document all of the damages, prepare your claim and file the necessary paperwork in your stead.

Before someone can become an adjuster they must take specific coursework for their desired field. They must also provide fingerprints and file a surety bond in the amount of fifty thousand dollars. They must also be able to take and pass a state examination. Once they pass the state exam, they will receive their license. There is also a requirement of one hundred hours of employment in a twelve month period, working for an adjuster who is license and appointed.

While there are many who may have additional accreditation, that does not mean that they have more experience in the field. It simply means that they have joined an association. Regardless, whether you choose someone who is accredited or someone who is not, they will provide you with the same knowledge and expertise that is required by the insurer and by the state.

Your inspector is qualified to assess the damages to the property. He will look at the ceiling, floors, roof, foundation and the walls and will take measurements and pictures, in order to provide the most accurate description of the damages. Make sure to provide access to all heating, electrical and cooling units for him to determine if there are damages there as well.

Your inspector will engage all aspects of your inspection to provide the most informed claim, whether he assists you with estimates, inventory or measurements. Using his vast knowledge of what the companies require, he may use all assessments and appraisals to assist you with filing the claim. He is fully aware that the burden of proof is in your hands.

Whether you are a home owner or a business owner, your inspector will present your claim, depending on the type of property you own, and the type of coverage that your insurer provides. Regardless of what caused the disaster, he will know the best way to present your claim in a manner that the insurer will accept. Your inspector will work earnestly to file forms, and provide applicable information to your carrier.

Have a professional work for you to file your claim. This will assure you that everything will be handled correctly the first time. With his knowledge of local and state laws, as well as his understanding of the carriers, he is better able to show proof of damages in a factual, logical manner. This will also enable him to provide the proper paperwork that is required by most carriers.

No one is ever really prepared for major disasters. Trust the ones who work for you, not for the insurer. Using a public insurance adjuster Palm Beach after a disaster is the best way to get your claim filed and settled.




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